Slower Growth and Competitive Underwriting to Pressure Asset Quality for U.S. BDCs

FR icon
Content hub / Article / Fitch Ratings / Slower Growth and Competitive Underwriting to Pressure Asset Quality for U.S. BDCs

Click here to learn more.

U.S. business development companies (BDCs) are facing mounting pressure in 2025 as escalating trade tensions and broader economic uncertainty compound existing credit headwinds.

Fitch recently completed a peer review of 12 BDCs, affirming ratings for 11 of them, while taking no action on one. The Rating Outlooks remain Positive for ARCC and TSLX. TCPC, which was not part of this recent review, has a Negative Outlook.

Fitch maintains a sector-wide deteriorating outlook, with weaker net investment income (NII) due to tighter yields and increased non-accruals expected. The recent escalation in the global trade war has increased uncertainty, weakening performance for some borrowers and further delaying transactions. Fitch estimates direct trade-related exposure remains limited at below 10% of portfolios on average, but broader economic impacts are likely to further erode asset quality.

Contact: Brian Harris
Brian.Harris@fitchratings.com

Contact Brad Hamner
Making sense of private credit defaults

Webinar

Making sense of private credit defaults

What does private credit default data really tell us? Join our exclusive webinar featuring experts from KBRA, Moody's, Fitch Ratings, and S&P Global to find out.
Register
US Private Credit League Tables H1'26

Report

US Private Credit League Tables H1'26

The definitive rankings covering private credit activity in H1'26.
Download
PitchBook's Q2 2026 US PE Breakdown

Report

PitchBook's Q2 2026 US PE Breakdown

Software freezes and energy powers on as US PE deal value falls 38% in Q2 2026.
Download
Private Debt Investor New York Forum

September 15-16, Hudson Yards, New York

Private Debt Investor New York Forum

Bringing together the investors, managers and advisers shaping the next phase of the market — 200+ allocators and $10.6 trillion of LP capital expected. Benchmark strategies, hear from leading LPs, and cut through market noise over two unmissable days.
Learn more
Credit Journal-Private Credit

Report

Credit Journal-Private Credit

Fitch Ratings’ latest Credit Journal series is a subject-specific, curated compilation of in-depth research and commentary. This edition explores the growing world of private credit, including non-bank lending across business development companies.
Download

Latest news

    Multiples on PE buyouts

    This quarter marks our integration of SPI by StepStone as the primary source for US buyout valuation metrics for the PE Breakdown.

    Read More

    US Leveraged Loan Issuance Slows to $76.5b in July

    The US leveraged loan market has continued to slow from the May level of $104.7b, with approximately $76.5b priced in…

    Read More

    KBRA DLD Default Indices

    Read More