This week we continue our conversation with Cheryl Carner, managing director of Crystal Financial LLC. Based in Boston with offices in Atlanta and LA, Crystal Financial is a commercial finance company that originates, underwrites and manages secured debt. Their clients are middle market corporations that operate in a diverse set of industries. Second of two parts – View part one

The Lead Left: You also define risk differently.

Cheryl Carner: We’re accustomed to “process risk” as well as “credit risk.” So if the wheels come off, we’re not afraid of bankruptcies or restructurings. It’s all about behavior and transparency on all sides. We’re very comfortable with going through the process if we have to.

TLL: Are there macro-economic factors that you worry about?

CC: From a regulatory perspective,